01) File / New / 600 x 400 px / transparent

set your FGC to: #FFFFFF
and your BGC to: #a08f97

set your FGC to this gradient:

flood fill your picture with the gradient

Adjust / Blur / Gaussian Blur: Radius 20

Effects / Plugins / Sapphire Filters 03 / SapphirePlugins_0238:

02) Layers / New Raster Layer

change your FGC with your BGC:

flood fill the layer with this gradient:

Adjust / Blur / Gaussian Blur: Radius 20

Effects / Plugins / I.C.Net Software / Filters Unlimited 2.0
Distortion Filters / Whirl:

Layers / Load/Save Mask / Load Mask from Disk:

Layers / Merge / Merge Group

Effects / Edge Effects / Enhance

Layers / Merge / Merge Visible

03) open the tube: JBL_020307_Snow.png

Edit / Copy
close it again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

Adjust / Hue and Saturation / Colorize:
H: 236 / S: 21

change the blend mode of this layer to: Overlay

Layers / Merge / Merge Visible

04) open the tube: TCH-Tuto-Saphin-01.png

Edit / Copy
close it again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

place it as shown below:

Adjust / Sharpness / Sharpen

Effects / 3D Effects / Drop Shadow:
colour: #957d86

Layers / Merge / Merge Visible

05) Layers / New Raster Layer

open the tube: TCH-Alpha-51Douceur-Hiver.pspimage

this is our alpha channel; minimize it and back to your picture

Selections / Load/Save Selection / Load selection from Alpha Channel:

Effects / Plugins / Alien Skin Eye Candy 5: Nature / Icicles
ice colour & highlight colour: #FFFFFF / shadow colour: #957d86

Deselect

Adjust / Softness / Soften

 Layers / Duplicate

activate the layer under it: Raster 1

Effects / 3D Effects / Drop Shadow:
colour: #957d86

(I changed the blend mode of the top layer to: screen and the opacity to: 50)

Layers / Merge / Merge Visible

06) Layers / New Raster Layer

Effects / Plugins / VDL Adrenaline / Snowflakes:

Layers / Merge / Merge Visible

07) Layers / New Raster Layer

change your FGC with your BGC

flood fill the layer with this gradient:

Selections / Load/Save Selection / Load selection from Alpha Channel:

Edit / Cut

Deselect

close the minimized alpha channel file;
we don't need it anymore
back to your picture

Effects / Distortion Effects / Wind:
&

Adjust / Add/Remove Noise / Add Noise:

Effects / 3D Effects / Drop Shadow:
colour: #957d86

Layers / Merge / Merge Visible

08) open the tube: TCH-Tuto-Decor-01.png

Edit / Copy
close it again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

place it as shown below:

Effects / 3D Effects / Drop Shadow:
colour: #957d86

Layers / Merge / Merge Visible

09) open the tube: KS-Winter woman-27-11-2008.png

Edit / Copy
close it again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

place it as shown below:

Adjust / Sharpness / Sharpen

Effects / 3D Effects / Drop Shadow:
colour: #957d86

10) Image / Add borders / 2 px / BGC: #a08f97

Image / Add borders / 5 px / FGC: #ffffff

activate your magic wand tool:

 select the white border

flood fill the selection with this gradient:

Effects / Plugins / Penta.com / Jeans:

Deselect

11) Image / Add borders / 2 px / BGC: #a08f97

Image / Add borders / 15 px / FGC: #ffffff

activate your magic wand tool:

 select the white border

flood fill the selection with this gradient:

Adjust / Add/Remove Noise / Add Noise:

Deselect

12) open the tube: TCH-Tuto-Decor-02.png

Edit / Copy
close it again; we don't need it anymore
back to your picture 

 Edit / Paste / Paste as new layer

place it as shown below:

Layers / Duplicate

Image / Mirror

Image / Flip

13) Image / Add borders / 2 px / BGC: #a08f97

Image / Add borders / 5 px / FGC: #ffffff

activate your magic wand tool:

 select the white border

flood fill the selection with this gradient:

Effects / Plugins / Penta.com / Jeans:

Deselect

Image / Add borders / 2 px / BGC: #a08f97

add your watermark and name

File / Export / JPEG Optimizer