01) set your FGC to: #F0F6F6
and your BGC to: #AEB4CF

File / New / 660 x 440 px / transparent

flood fill with this gradient:

Effects / Texture Effects / Fur:

02) open the image: givre_01.jpg

Layers / Load/Save Mask / Load Mask from Disk:

Layers / Merge / Merge Group

Edit / Copy
close it again; we don't need it anymore
back to your picture

Edit / Paste / Paste as new layer

change the opacity of this layer to: 81

03) open the layer: bougies_01.pspimage

Edit / Copy
close it again; we don't need it anymore
back to your picture

Edit / Paste / Paste as new layer

Effects / Image Effects / Offset:

change the blend mode of this layer to: Luminance (Legacy)

04) open the layer: feather_01.pspimage

Edit / Copy
close it again; we don't need it anymore
back to your picture

Edit / Paste / Paste as new layer

Effects / Image Effects / Offset:

change the blend mode of this layer to: Luminance (Legacy)

05) open the layer: boules_01.pspimage

Edit / Copy
close it again; we don't need it anymore
back to your picture

Edit / Paste / Paste as new layer

place it as shown below:

06) Layers / New Raster Layer

activate your paint brush tool: joyeuses_fetes_01

apply the brush with your FGC as shown below: #F0F6F6:

Effects / 3D Effects / Drop Shadow:

07) Layers / Duplicate

Effects / Distortion Effects / Wind:

change the blend mode of this layer to: Hard Light

Layers / Arrange / Move Down

Layers / Merge / Merge Visible

Edit / Copy

08) Image / Add borders / 1 px / colour: #2E3B4A

Image / Add borders / 2 px / colour: #F0F6F6

Image / Add borders / 1 px / colour: #2E3B4A

Image / Add borders / 5 px / colour: #F0F6F6

select the 5 px border with your magic wand

Edit / Paste / Paste into selection

Adjust / Blur / Gaussian Blur: Radius 10

Deselect

09) Image / Add borders / 1 px / colour: #2E3B4A

Image / Add borders / 2 px / colour: #F0F6F6

Image / Add borders / 1 px / colour: #2E3B4A

add your watermark and name

File / Export / JPEG Optimizer